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What are different types of EB5 Investments?

If you are an immigrant looking for a way to enter the United States, you have some options. One of those, if you have the financial means, is with an EB5 investment visa. This is a special visa that allows you to enter the country, along with your dependents, by making a business investment. It is designed to help encourage stimulation to the U.S. economy and provide jobs while also enabling those who have the ability to invest to do so as a way to enter the country.

A special note about an EB5 visa is that you can bring your dependents. This means your spouse and any children who are under the age of 21. They will not need to do anything more because your EB5 visa will cover them, too. This makes it a nice opportunity to move a whole family to the U.S. in one easy process. Furthermore, at the end of the visa period, you will have the chance to become permanent residents.

Investments

The EB5 investment requirement is usually around $500,000. However, you may have to invest as much as $1 million. It depends on the type of investment you make and the project you choose. There are two main investment options:

  • Direct Investment: A direct investment is when you find your own investment project and make the investment in it. You will assume a manager role in the business or project and have to take ownership over it. It gives you a hands-on approach to the process that allows you to control your return on investment, which is the perfect fit for some people.
  • Regional Center Program Investment: A regional center program investment allows you to invest in a government-approved and pre-chosen business. This is a more hands-off option. You probably won’t see as high of a return from this type of investment either. However, on the upside, you are not responsible for the business as much and do not have to be as directly involved.

Project Examples

There are many different types of projects that a person can invest in for the EB5 visa. What you choose is really up to you and based on your personal preferences. You can live anywhere in the country and make your investment in pretty much any business as long as it meets the guidelines. It must produce jobs for at least 10 people and be a legal business enterprise that you are engaged in operating in some meaningful way.

Businesses can be public or private. You might invest in a healthcare facility or in the construction of student housing on a college campus. You could partner with a state agency to fix infrastructures. You could invest in a school or work with an environmental cleanup company. There are no rules that require you to invest in a specific type of business, giving you the chance to follow your own dreams or plan a smart investment.

An EB5 visa can be the perfect opportunity for many immigrants. If you have the financial ability, it could be your ticket to becoming a permanent resident of the United States.

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